[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gryfmm.cz\/potrebujete-si-pujcit-penize\/#Article","mainEntityOfPage":"https:\/\/www.gryfmm.cz\/potrebujete-si-pujcit-penize\/","headline":"Pot\u0159ebujete si p\u016fj\u010dit pen\u00edze?","name":"Pot\u0159ebujete si p\u016fj\u010dit pen\u00edze?","description":"Americk\u00e1 nebankovn\u00ed hypot\u00e9ka je finan\u010dn\u00ed produkt, kter\u00fd se net\u00fdk\u00e1 bankovn\u00edch instituc\u00ed, n\u00fdbr\u017e pr\u00e1v\u011b t\u011bch nebankovn\u00edch. […]","datePublished":"2017-04-01","dateModified":"2023-05-15","author":{"@type":"Person","@id":"https:\/\/www.gryfmm.cz\/author\/#Person","name":"","url":"https:\/\/www.gryfmm.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gryfmm.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.gryfmm.cz\/wp-content\/uploads\/img_a286829_w2210_t1496930126.jpg","url":"https:\/\/www.gryfmm.cz\/wp-content\/uploads\/img_a286829_w2210_t1496930126.jpg","height":0,"width":0},"url":"https:\/\/www.gryfmm.cz\/potrebujete-si-pujcit-penize\/","about":["Pen\u00edze"],"wordCount":401,"articleBody":"         Americk\u00e1 nebankovn\u00ed hypot\u00e9ka je finan\u010dn\u00ed produkt, kter\u00fd se net\u00fdk\u00e1 bankovn\u00edch instituc\u00ed, n\u00fdbr\u017e pr\u00e1v\u011b t\u011bch nebankovn\u00edch. D\u00edky tomu jsou podm\u00ednky daleko benevolentn\u011bj\u0161\u00ed.  \u00b7 Ka\u017ed\u00e1 banka si toti\u017e proj\u00ed\u017ed\u00ed va\u0161e jm\u00e9no v registrech dlu\u017en\u00edk\u016f u Centr\u00e1ln\u00edho registru dlu\u017en\u00edk\u016f, kter\u00fd spravuje ofici\u00e1ln\u011b \u010cesk\u00e1 N\u00e1rodn\u00ed Banka. Tyto registry jsou d\u00e1ny z\u00e1konem, v platn\u00e9m zn\u011bn\u00ed o  https:\/\/www.ceskaposta.cz\/o-ceske-poste\/kontakty\/informace-o-pobockach bank\u00e1ch, tak\u017ee je nem\u016f\u017eete \u017e\u00e1dn\u00fdm zp\u016fsobem obej\u00edt. A dostat se do t\u011bchto registr\u016f b\u00fdv\u00e1 bohu\u017eel pro oby\u010dejn\u00e9 lidi \u010dasto opravdu hodn\u011b jednoduch\u00e9. Uv\u00e1d\u00ed se, \u017ee k tomu sta\u010d\u00ed dv\u011b spl\u00e1tky, kter\u00e9 uhrad\u00edte se zpo\u017ed\u011bn\u00edm, a u\u017e se va\u0161e jm\u00e9no m\u016f\u017ee zapsat do registru dlu\u017en\u00edk\u016f. Tak jednoduch\u00e9 to bohu\u017eel je a cesta zp\u011bt b\u00fdv\u00e1 samoz\u0159ejm\u011b daleko slo\u017eit\u011bj\u0161\u00ed ne\u017e cesta tam. \u00b7 Registr\u016f je v\u0161ak daleko v\u00edce, je ten, o kter\u00e9m jsme si ji\u017e \u0159ekli, a d\u00e1le jsou registry, kter\u00e9 jsou veden\u00e9 soukrom\u00fdmi pr\u00e1vnick\u00fdmi osobami. Mezi dal\u0161\u00ed tak pat\u0159\u00ed bankovn\u00ed registr klientsk\u00fdch informac\u00ed zkratka CBCB nebo BRKI. \u00da\u0159adem na ochranu osobn\u00edch \u00fadaj\u016f jsou pak evidovan\u00fd dal\u0161\u00ed registry. Jsou to bankovn\u00ed a nebankovn\u00ed registry dlu\u017en\u00edk\u016f. Zde m\u016f\u017ee naj\u00edt tak\u00e9 CNCB \u2013 Czech Non-Banking Credit Bureau, z.s.p.o. a nebo Solus. Jak se tedy vyhnout registr\u016fm, kdy\u017e v\u00edte, \u017ee u\u017e m\u00e1te n\u011bjak\u00fd probl\u00e9m? P\u016fj\u010dky poskytuj\u00ed na\u0161t\u011bst\u00ed tak\u00e9 nebankovn\u00ed spole\u010dnosti, co\u017e je velice dob\u0159e, proto\u017ee zde m\u00e1te podm\u00ednky daleko p\u0159\u00edzniv\u011bj\u0161\u00ed. Neproj\u00ed\u017ed\u011bj\u00ed se registry a \u010dasto ani nemus\u00edte dokazovat svou v\u00fd\u0161i p\u0159\u00edjm\u016f a p\u016fj\u010dku tak m\u016f\u017ee dostat opravdu ka\u017ed\u00fd https:\/\/www.hypoteka-bez-registru.net\/nebankovni_hypoteka\/. Konkr\u00e9tn\u00ed podm\u00ednky t\u00e9to americk\u00e9 hypot\u00e9ky bez nahl\u00ed\u017een\u00ed do registru Americk\u00e1 nebankovn\u00ed hypot\u00e9ka je vlastn\u011b takovou formou hypot\u00e9ky, kdy pen\u00edze m\u016f\u017eete pou\u017e\u00edt zcela libovoln\u00fdm zp\u016fsobem. Za z\u00e1stavbu nemovitosti dostanete 50 \u2013 70 % odhadn\u00ed ceny nemovitosti a to na dobu a\u017e 30 let. Neplat\u00edte \u017e\u00e1dn\u00e9 poplatky p\u0159edem a \u00faroky m\u00e1te stejn\u011b n\u00edzk\u00e9, jako kdybyste si p\u016fj\u010dovali v bance.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (14 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pot\u0159ebujete si p\u016fj\u010dit pen\u00edze?","item":"https:\/\/www.gryfmm.cz\/potrebujete-si-pujcit-penize\/#breadcrumbitem"}]}]