[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gryfmm.cz\/muzete-mit-nove-auto-kazdy-rok\/#Article","mainEntityOfPage":"https:\/\/www.gryfmm.cz\/muzete-mit-nove-auto-kazdy-rok\/","headline":"M\u016f\u017eete m\u00edt nov\u00e9 auto ka\u017ed\u00fd rok","name":"M\u016f\u017eete m\u00edt nov\u00e9 auto ka\u017ed\u00fd rok","description":"Ceny nov\u00fdch aut jsou st\u00e1le vy\u0161\u0161\u00ed. Pr\u00e1v\u011b proto n\u011bkte\u0159\u00ed odkl\u00e1daj\u00ed n\u00e1kup auta, proto\u017ee si ho […]","datePublished":"2025-09-02","dateModified":"2025-09-02","author":{"@type":"Person","@id":"https:\/\/www.gryfmm.cz\/author\/#Person","name":"","url":"https:\/\/www.gryfmm.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gryfmm.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.gryfmm.cz\/wp-content\/uploads\/euro-163475_640_10_10_10_10_10.jpg","url":"https:\/\/www.gryfmm.cz\/wp-content\/uploads\/euro-163475_640_10_10_10_10_10.jpg","height":0,"width":0},"url":"https:\/\/www.gryfmm.cz\/muzete-mit-nove-auto-kazdy-rok\/","about":["Podnik\u00e1n\u00ed"],"wordCount":425,"articleBody":"      Ceny nov\u00fdch aut jsou st\u00e1le vy\u0161\u0161\u00ed. Pr\u00e1v\u011b proto n\u011bkte\u0159\u00ed odkl\u00e1daj\u00ed n\u00e1kup auta, proto\u017ee si ho zkr\u00e1tka nemohou dovolit. Odkl\u00e1dat n\u00e1kup nen\u00ed nutn\u00e9, proto\u017ee je mo\u017en\u00e9 vyu\u017e\u00edt n\u00e1kup auta na spl\u00e1tky. Toho se zbyte\u010dn\u011b boj\u00ed n\u011bkte\u0159\u00ed lid\u00ed i p\u0159esto, \u017ee maj\u00ed pravideln\u00fd p\u0159\u00edjem. Spousta lid\u00ed je zvykl\u00e1 nakupovat na spl\u00e1tky, tak pro\u010d se toho b\u00e1t u auta? Je jasn\u00e9, \u017ee je rozd\u00edl mezi n\u00e1kupem spot\u0159ebi\u010de na spl\u00e1tky, kter\u00fd stoj\u00ed v podstat\u011b p\u00e1r tis\u00edc a mezi n\u00e1kupem auta, kter\u00e9 stoj\u00ed des\u00edtky, sp\u00ed\u0161e stovky tis\u00edc korun. Je to v\u011bt\u0161\u00ed z\u00e1vazek na del\u0161\u00ed dobu, a to je pr\u00e1v\u011b to co tolik lid\u00ed od vyu\u017eit\u00ed spl\u00e1tek od n\u00e1kupu odrazuje.Koup\u011b auta znamen\u00e1, \u017ee si \u010dlov\u011bk mus\u00ed p\u0159ipravit finance na akontaci. V\u011bt\u0161ina spole\u010dnost\u00ed, kter\u00e9 poskytuj\u00ed \u00fav\u011bry na auta, vy\u017eaduje, aby z\u00e1kazn\u00edci zaplatili pom\u011brnou \u010d\u00e1st kupn\u00ed ceny ihned p\u0159i podpisu smlouvy a zbytek dopl\u00e1c\u00ed formou spl\u00e1tek. N\u011bkdo vy\u017eaduje 10 % z ceny vozu, kdy m\u016f\u017ee j\u00edt a\u017e o 70 %. Z\u00e1le\u017e\u00ed na tom, jak\u00e9 auto a v jak\u00e9 cenov\u00e9 relaci si z\u00e1kazn\u00edci vyberou. Pochopiteln\u011b, \u017ee v\u00fd\u0161e akontace se zvy\u0161uje \u00fam\u011brn\u011b s cenou auta. Proto je lep\u0161\u00ed s n\u00ed po\u010d\u00edtat. Je pochopiteln\u00e9, \u017ee ka\u017ed\u00fd norm\u00e1ln\u00ed \u010dlov\u011bk m\u00e1 obavy z podpisu jak\u00e9koliv p\u016fj\u010dky. V\u017edy je to risk, proto\u017ee nikdy nikdo nev\u00ed, jak na tom bude finan\u010dn\u011b t\u0159eba za 10 let. Proto existuje poji\u0161t\u011bn\u00ed neschopnosti spl\u00e1cet. Funguje tak, \u017ee v p\u0159\u00edpad\u011b nemoci, \u00farazu nebo t\u0159eba pracovn\u00ed neschopnosti bude poji\u0161\u0165ovna spl\u00e1tky hradit p\u0159\u00edmo va\u0161emu v\u011b\u0159iteli. Kdo nechce auto kupovat, m\u016f\u017ee vyu\u017e\u00edt leasing. Je to v podstat\u011b pron\u00e1jem auta na p\u0159edem sjednanou dobu. Jeho v\u00fdhoda je v tom, \u017ee nebudete muset platit celou kupn\u00ed cenu auta, ale budete jen platit m\u011bs\u00ed\u010dn\u00ed \u010d\u00e1stku za to, \u017ee m\u00e1te auto k dispozici. Krom\u011b toho nebudete platit u\u017e nic, pouze pohonn\u00e9 hmoty. Existuje i leasing na auta bez registru https:\/\/goldbanking.cz\/operativni-vs-financni-a-zpetny-leasing\/, co\u017e znamen\u00e1, \u017ee leasing dostane i \u010dlov\u011bk se z\u00e1znamem v registru dlu\u017en\u00edk\u016f. Auto z\u016fst\u00e1v\u00e1 v majetku leasingov\u00e9 spole\u010dnosti, ale v\u011bt\u0161ina z nich po skon\u010den\u00ed leasingu nab\u00edz\u00ed mo\u017enost odkupu auta.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (1 vote)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"M\u016f\u017eete m\u00edt nov\u00e9 auto ka\u017ed\u00fd rok","item":"https:\/\/www.gryfmm.cz\/muzete-mit-nove-auto-kazdy-rok\/#breadcrumbitem"}]}]